Two in one – invoice and payment combined. PAYCY offers a new service for banks: a payment request is generated directly from an invoice. Invoice recipients settle the claim with a single authorisation. Transparency, convenience, minimised effort and no more paper-based invoices – PAYCY means digitalisation and automation across Europe. The invoice is available right at the account.


Banks can use the PAYCY white-label platform to create payment requests from an invoice in real time. The process is based on the Europe-wide Request to Pay (RTP) standard. With PAYCY, no costly in-house implementations of RTP are necessary for banks. Instead, they are connected easily and efficiently via APIs.

Companies can send and receive invoices from affiliated banks in the simplest way in a format of their choice. Payment recipients can immediately see which invoices have already been confirmed, whereas for debtors, their invoices are permanently and digitally attached to the account transaction. Of course, all invoice data management at PAYCY is carried out in accordance with the data and payment transaction guidelines of the euro area.


Combining invoice and

Fast white-label

RTP puts the focus on the account

Digital transformation –
made in Europe


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